Legal Question in Personal Injury in Maryland

Paying auto loans after accident

My car was totalled in an accident in November 1998. At that time, the insurance company paid, what I thought was the balance of the loan. No one ever balanced-billed me, until the loan was sold to another company. Now I am receiving threatening calls and letters for this balance. Am I responsible for it; and if not, how can I fight it.


Asked on 2/04/02, 2:24 pm

1 Answer from Attorneys
Robert Sher Wagshal and Sher

Re: Paying auto loans after accident

You didn't get released from the loan just because you made a deal with the insurance company to pay off the loan. The lender is still entitled to look to you for any outstanding balance. You may have a claim against the insurance company if they didn't fulfill their obligation per the agreement you made with them to settle the claim. You need to contact them and find out why they didn't pay off the full balance if that was your agreement.

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Answered on 2/04/02, 3:34 pm


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