Legal Question in Personal Injury in Maryland

Rearend traffic accident

Hi - I was driving on highly congested I-270 at 7:30 am and stuck in a slow lane moving at 5 mph. When I was busy at checking the left side trying to get out, I was not realized my car in front of stopped and I rearended it. No property was damaged, none of our bumpers was scratched and both of us walked out of our car clamly and exchange driver licences and policy numbers. I called police. Since no one was injured and nothing was broken, police suggested exchange insurance information would be enough. Then, without any witness, both of us drove away. I informed my insurance company (GEICO) about the accident within two hours of the accident.

A couple of days passed and my insurance company told me that the other party is persuing medical injury claim.

Please kindly advice me what would be the next step? What is the role of my insurance company and what should I pay special attention to when I work through this with my insurance company? What if the other party sue me?

Thanks a lot.


Asked on 3/11/00, 9:39 pm

1 Answer from Attorneys
Daniel Press Chung & Press, P.C.

Re: Rearend traffic accident

The insurance company will handle this on your behalf. That's what you pay them for. If you get sued, they will provide a lawyer to defend you, and they will pay any judgment or settlement up to the policy limits. The only things you generally have to do are (1) cooperate with the insurance company and your lawyer, if it gets that far; (2) make sure that any demands or lawsuits sent to or served on you are promptly forwarded to your insurance company; and (3) if you are sued for more than your policy limits, you may want at that point to consult with a lawyer selected by you and not the insurance company. If you have any questions, you may want to consult with a lawyer sooner (this is not a consultation with a lawyer, nor is it legal advice).

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Answered on 3/23/00, 11:18 am


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