Legal Question in Personal Injury in Maryland

Re: weather related accident

First of all, you should definitely report the accident to your insurance company. If a claim is filed by the other driver, your liability coverage will protect you. Whether the accident was your son's fault depends on the facts. Your son had a duty to drive carefully and in a manner consistent with the weather and visibility conditions. Just because a car may be stranded in the road ahead of him doesn't excuse him if he fails to timely observe the stranded vehicle and drive in such a manner as to avoid him. On the other hand, the other driver may be partly at fault for not putting on his flashers or some other warning mechanism, or by failing to pull off the road if he could have done so safely before stalling out. In that case, your son wouldn't be legally responsible even if he were partly at fault. Once you report the accident to your insurance company, they will do an investigation and determine whether to accept responsibility for any damage sustained by the other vehicle.