Legal Question in Real Estate Law in Maryland

Deed of trust

I have agreed to a lien on my house with a mortgage agreement, does it need to be recorded with the county that hold my deed?


Asked on 1/11/09, 8:54 pm

1 Answer from Attorneys

Robert Sher Wagshal and Sher

Re: Deed of trust

If I were the lender, I would insist on it being recorded. Otherwise, it would lose priority to another lien, like a court judgment, that occurs afterward. If the borrower defaults, the deed of trust (lien) must be on record if the lender wants to foreclose. However, as the borrower, there's no advantage to you.

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Answered on 1/12/09, 10:07 am


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