Legal Question in Real Estate Law in Maryland
Foreclosure Notices
This is very complex, but here is the scenario. A father and son share the same name (Sr./Jr.). The father co-signs on a home loan for another family member. The family member defaults and faces foreclosure. The son and the ex-wife foreclosed on a home about eight years ago. The ex-wife, who still carries the son's last name, receives written notification of the family member's/father's pending foreclosure at her mother's home. The mother is notoriously known for frequenting the Maryland courts with her daughters to obtain housing information on the former mates of her children. The son purchased another home himself two years ago with his present wife. Neither have anything to do with the family member�s problem. Is it legal for an official written foreclosure notification be requested by and sent to a former spouse or could this have been a mix-up due to the previous foreclosure of the son and ex-wife eight years ago? Is there anything that can be done to prevent something like this in the future? Thank you.
1 Answer from Attorneys
Re: Foreclosure Notices
It sounds to me like the "Sr/Jr" relationship is responsible for the notice having found its way to the son's ex. She's not entitled to request notice unless she has a security interest in the property that is being foreclosed upon. In any event, there's nothing she can do to interfere with the process, although she, like anyone else, could show up at the foreclosure sale and bid on the property if she wants to.