Legal Question in Real Estate Law in Maryland
I own a house with HOA fees. They've taken me to court. We've made a payment plan. The problem is they've listed my parents on the suit. Their name is on the deed not the loan. How can I keep them out of this
Is it possible for me to file papers asking to take them off the agreement? Since everything has been done with me.
2 Answers from Attorneys
If the HOA agrees you could possibly get them off the agreement. Otherwise the only other route is to re-title the house so that they are off the deed and this would likely require a new mortgage. You should contact an attorney to discuss.
It's unlikely the HOA will cut your folks loose--not in their interest, but no harm in asking. The fact that they're not on the mortgage is irrelevent; this is an ownership issue and they signed the HOA docs. As long as you live up to the payoff agreement they should be OK.
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