Legal Question in Traffic Law in Maryland

Complex Parking Lot Accident

I was backing out of my parking space in my apartment and bumped my neighbors bumper. It was at night, badly lit, and their car was in a fire lane, which was in my blind spot. There was minor bumper damage on their car, and not even any paint damage on mine. I left a note with my apartment number. Later my phone number was given, but never my name. I told the man to get an estimate and I would give him some money. He said this was satisfactory. I was later given an estimate for over $5,000 worth of damage (i think very excessive), I was not able to respond immediatly because I had (documented) pneumonia. I was then left a note saying I had 24 hours to pay the balance. I could not do this, working a low wage hourly job at the time. His insurance company called me and in a panic I denied the accident occured. I now have a new insurance company but my old one is reviewing the claim. Is there any way for me to avoid a fine? Any options? Thanks for the help.

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