Legal Question in Credit and Debt Law in Massachusetts
I am answering a summons as I am being sued for credit card debt. I am not admitting to anything but can I still negotiate with the debt collectors and file the answer to the summons?
2 Answers from Attorneys
Federal and State law may provide a remedy by which your attorney's fees can be PAID for by the debt collector where they have violated fair debt collection law or regulations. If you delay, and attempt to do this on your own, it could be become difficult or or impossible to retrieve important rights that you may have overlooked or waived. You should consult with a consumer protection attorney immediately. We offer no cost and no obligation reviews of these situations, and if the consumer qualifies, we provide just such representation at no cost to the consumer.
As Attorney Skinner mentioned, it is probably not recommended that you handle this on your own. If you have any valuable defenses or counterclaims, you want to assert them. Even if you do owe some amount of money, you want to be very careful - as in any lawsuit - about how you answer and how you go about defending.
Our office charges a flat fee plus a percentage of any money we are able to save you. Our clients are able to defend themselves in court, avoid mistakes, judgments, liens, etc., and settle their debt all for much less than they might owe on a the underlying claim. Don't hesitate to reach out for more information.