Legal Question in Credit and Debt Law in Massachusetts

can a bank in massachusetts repossess a vehicle without notice? yes i am behind in payments and have been talking with bank but repossession has not even been talked about and no written or verbal notice has been given. am i beeing screwed or is this just the way they operate?


Asked on 12/11/09, 7:34 am

1 Answer from Attorneys
Dmitry Lev The Lev Law Firm

A notice must be given, and a very specific notice at that. This is pursuant to Massachusetts laws. If the bank fails to provide a notice and an opportunity to cure the arrears, they may be liable for unfair and deceptive trade practices. The problem would be if you failed to update your mailing address with the bank -- they may have done their job in sending you notices, but it wouldn't be the bank's fault if the address they have is not up to date.

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Answered on 12/18/09, 5:11 pm


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