Legal Question in Credit and Debt Law in Massachusetts

You may be the victim of Debt Collection Harassment, which may entitle you to damages. What you should start doing is documenting your calls. For each call, you should write down the following:

Date/time of the call

Where you were called (Home/cell/work)

The caller's name

The company's name

The caller's phone number

DETAILED notes of the call (write down what they said, try to be as precise as possible)

After a few calls, in your case maybe a day or two, you should talk to an Attorney. Most will give you a free case consultation and if there is a harassment claim, they often take them on a contingency fee basis.

This won't usually excuse you from the underlying debt, but it could put an end to the phone calls. An attorney will best advise you on your situation.