Legal Question in Credit and Debt Law in Massachusetts

credit card debt
I have aquired a debt from 2,000 to 5,000 , it already went to court , failed to go. judgment for the plantiff, can this amount be nogiated? i am seperated and was left soley with the mortgage i can barely make. Does the company have the right to tell me what i can afford, or can i make a good faith offer such as 50 weekly, that I can continue to pay rest of bills? if my house is homsteaded can they touch it? husband pays 0 support, but name remains on deed. Will this effect my case?

Asked on 12/31/06, 6:18 pm

henry lebensbaum Law Offices of Henry Lebensbaum (978-749-3606)

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Re: credit card debt

It was a big mistake not to go to court. You should have contacted the credit card's attorney.

You can contact the Plaintiff's lawyer and negotiate a payment plan.

If you are forced to go to court, then you should have financial documents showing your limited financial resources.

A Homestead is some protection, But if there is value in the home, this can be held against you.

If your husband is not paying child support, the burden is on you to go to court, and file a contempt action against him.

This must have been a tough year - I hope 2007 is better.

Answered on 12/31/06, 6:24 pm

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