Legal Question in Credit and Debt Law in Massachusetts

Typically in Massachusetts, if a creditor gets a judgment, they'll start a proceeding called supplementary process. It'll usually start roughly 6 months to a year after the judgment is entered. It's basically a court hearing to determine a debtor's ability to pay. At this hearing, you usually have an opportunity to work out a payment plan. The creditor does, however, have a right to attach certain assets, including vehicles. There are exemptions. I mention a few of them on my website: http://www.beauvaislegal.com/blog/2011/5/3/new-collection-exemptions.html. There, you can also find a link to a full list of all the exempt assets. You can always try to work something out with the creditor to avoid having the motorcycle seized. They want to get paid, and selling property at auction doesn't always lead to big payouts for them.