Legal Question in Credit and Debt Law in Massachusetts
If a creditor wins judgement against me in the state of Massachusetts, what can they do to enforce it if I have no job? I lost my job a few years back and had to drop out of college. I only have 2500 in my savings, personal belongings, and i currently live with my parents. no car or income. would i be judgement proof? Would they try and come after any of my personal belongings or savings?
1 Answer from Attorneys
From what you've mentioned, your assets should be safe. There are certain levels of assets that are considered exempt from collection by law. A list of those exemptions for your reference is linked here: http://www.masslegalservices.org/node/35799. If you fall under these exemptions and the creditor still attempts to seize your assets, you should contact a collection defense attorney. They will be able to have the case dismissed and possibly assist you in asserting a fair debt collection claim against the debt collector.
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