Legal Question in Credit and Debt Law in Massachusetts

Re: can a debt collector garnesh my wages

Yes, they can attempt to garnish your wages if you make enough. What to do depends on your other debts. You can file an answer and try to litigate the case, or consider bankruptcy if you have other debt that you can't pay. Either way you probably want to talk to a lawyer about the specifics of your situation.

Re: can a debt collector garnesh my wages

A credit card company may garnish your wages providing they have obtained a judgment against you, after notice and an opportunity to be heard. Further, a credit card company may not garnish a debtor's wages prior to judgment as security in the event they do obtain final judgment ( see Sniadach v Family Finance Corp).

Re: can a debt collector garnesh my wages

A debt collector may not unilaterally garnish your wages or seize any property without first obtaining permission of the court.

It is likely that your debt collector sent you notices, sued you in court, obtained a judgment against you, and is now seeking to satisfy the judgment.

If all of the steps above have been satisfied, and you still have not paid, then garnishment of wages may be appropriate.

Re: can a debt collector garnesh my wages

Not unless the collector has a court order.