Legal Question in Credit and Debt Law in Massachusetts
Judgements and liens
I am on the title of a mortgage with my Uncle. He is not connected to any of my credit card debt. I have a Judgment for $30,000 which they are syaing they will attempt to put a lien on my house. Can they do this if I am not the sole owner? I live in MA.
7 Answers from Attorneys
Re: Judgements and liens
The short answer is "yes". You might consider the benefits of a filed homestead. See your county registry of deeds web site. Time is always of the essence.
The Office provides free initial consultation on certain consumer debt and real estate matters.
Re: Judgements and liens
The short answer is "yes". You might consider the benefits of a filed homestead. See your county registry of deeds web site. Time is always of the essence.
The Office provides free initial consultation on certain consumer debt and real estate matters.
Re: Judgements and liens
The short answer is "yes". You might consider the benefits of a filed homestead. See your county registry of deeds web site. Time is always of the essence.
The Office provides free initial consultation on certain consumer debt and real estate matters.
Re: Judgements and liens
It depends upon whether the property is a "primary residence" within the meaning of the Massachusetts Homestead Act, Massachusetts General Laws Chapter 188, Sections 1-10, and whether the debt was incurred prior or subsequent to the filing of the Declaration of Homestead;))
Re: Judgements and liens
It depends upon whether the property is a "principal residence" within the meaning of the Massachusetts Homestead Act, Massachusetts General Laws Chapter 188, Sections 1-10, and whether the debt was incurred prior or subsequent to the filing of the Declaration of Homestead;))
Re: Judgements and liens
Yes, but a Homestead Declaration will not help you here because the debt has already been incurred.
Depending upon how the plaintiff obtained judgment against you, you may want to try to go back into court and attempt to remove the judgment.
Your other option is to either negotiate a payment plan with the judgment holder or attempt to negotiate a large lump-sum settlement.
Feel free to contact my office if you would like to discuss your options in greater detail.
Re: Judgements and liens
yes.