Legal Question in Credit and Debt Law in Massachusetts

In June of 2011 I received a letter from an attorney regarding credit card debt. I sent an answer requesting a validation and never heard back until February 2012, not with validation, but with "make an offer" and a financial form. There is at the top of the page an Re: and then states a debt buyers name and then original creditors name with account number. This was also on the original letter I received in June. Is this sufficient validation? Also, should I at this point try for a settlement or keep pushing for validation? Thanks for your help.


Asked on 2/28/12, 6:53 am

1 Answer from Attorneys
John Skinner, III Associated Attorneys of New England

You may be entitled to up to $1,000 in money damages under the FDCPA for the debt collector's failure to validate the debt upon your request and continued collection efforts outside of a court and legal process.

Please fax or email me their original letter, your answer, and their reply and I will review it at no cost or obligation to you. If there is a violation, I can represent you at no cost to you and will fight to get you compensation.

Depending on your situation, we may be able to help eliminate, settle, or negotiate the debt as well.

http://www.StopCalls.net

Fax: 888-912-1497

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Answered on 2/28/12, 7:02 am


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