Legal Question in Credit and Debt Law in Massachusetts
Legal Term for Credit Apps
When a new customer fills out a Credit Application - it is necessary for me to have a statement that implies they are responsible for all Atty Fees Int and payment etc., I NEED The Proper Terminology
1 Answer from Attorneys
Re: Legal Term for Credit Apps
If you are going to involve yourself in credit offerings, you will need to comply with a myriad of state and federal regulations. The language needed will depend on the type of creidt/loan you are originating, its purpose, and method of origin.
If this is something you plan to engage in regularly, your business should retain counsel to assist you in drafting compliant documents. This should save you time, money and hassle in the future as well as help insulate your business from claims of predatory lending practice.