Legal Question in Credit and Debt Law in Massachusetts

Answer to Q1 = NO

Q2 = Speak to a specialist

I agree with Attorney Lancia.

With a few exceptions, your spouse is not responsible for your credit card debts. She is certainly not responsible simply by way of her marriage to you. She may be responsible if she used the card to make purchases for herself or if she was a joint cardholder.

As far as bankruptcy, check with a bankruptcy attorney regarding your particular financial situation.

If you would like to discuss your case, I assist people in settling and defending consumer debt cases.

Wish you all the best.

Consult an attorney.

Depending on the amount owed and understanding the impact on your financial status and possibly employment, I would file for bankruptcy first.