Legal Question in Credit and Debt Law in Massachusetts

Re: Motion to attach wages

This probably was from small claims court. In such cases, the court, itself, mails you notice of the first hearing, and if you don't show up, judgment is entered against you by default and the Court notifies you. From that point on, the creditor's lawyer just follows standard procedures to enforce the judgment. Since it is the Court which notifies you, you would have to come up with a really good explanation as to why you didn't get notice; you can't say that the Court didn't send it. Unless you really think you don't owe the debt, the best thing to do at this time is to call up the creditor's lawyer and make a voluntary payment arrangement. Good luck!

Re: Motion to attach wages

Your situation is fairly common. Debts get sold, and sometimes this triggers action after a long delay. It is also very common for judgments to enter without people knowing. This usually has something to do with attempts to let you know about the case that failed.

You have lots of options. You could re-open the case if there is a defense to the debt, or you could negotiate a settlement, or you could file bankruptcy. Without more detail, I don't know for sure which of these options is best for you.