Legal Question in Credit and Debt Law in Massachusetts
Payday Loans
Is it legal for payday loan companies to contact a customers' payroll administrator at their place employment to collect money owed on a payday loan?
Asked on 9/26/05, 9:53 pm
1 Answer from Attorneys
Raymond P. Bilodeau
Law Office of Raymond P. Bilodeau
Re: Payday Loans
First, a creditor can contact an employer to verify information, including the fact of employment. They can call to speak to you if you are not available at home. If it is a debt collector, not the creditor, there are some limits on this, state and federal.
Second, while I have not seen the loan agreement these agencies use, I suspect you signed something allowing them to do so.
Answered on 9/26/05, 10:06 pm
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