Legal Question in Credit and Debt Law in Massachusetts

If you have the resources, you should discuss this issue with an attorney. Try calling the Massachusetts Lawyer Referral Service (http://massbar.org/lrs).

If you received a complaint and a summons, you have only 20 days to file an appropriate answer and raise any appropriate defense and counterclaims. I strongly encourage you to contact a lawyer to assist you. I *usually* am able to negotiate a settlement of cases of this nature for less than 50% of the amount owed, and am *usually* able to structure settlement in such a way that allows the debtor-litigant ample time to pay - all without the debtor having to step foot in court. Please feel free to contact my office at 617-357-5908.