Legal Question in Credit and Debt Law in Massachusetts

reposession collection

I had my vehicle repossessed oct. 2005 i have not heard anything from the creditor(workers credit union)until sept 18 2006,they say they sold my vehicle in jan 2006 for a very low price and say i owe them the remainder on the vehicle which is considerable....My question is why did they wait so long to serve me and most of all it says in my contract that in the event of repossession that they would let me know when the vehicle was sold and for how much BEFORE they sold it..i was not informed of this and it was sold in january and there just telling me now ,,if i knew then i might of been able to re-establish a payment program with them...so are they in default of the contract also for not notifying me of the sale of the repossessed vehicle? and can i do anything about this?


Asked on 9/24/06, 11:25 pm

1 Answer from Attorneys
henry lebensbaum Law Offices of Henry Lebensbaum (978-749-3606)

Re: reposession collection

If that's what the agreement says, they broke their contract and may have violated the consumer protection laws of the Commonwealth. You now have to decide whether to consult an attorney, or go to your local law library to get help in drafting a consumer 93A letter of demand.

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Answered on 9/24/06, 11:34 pm


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