Legal Question in Credit and Debt Law in Massachusetts

The easiest way - but not cheap - is to filea bankruptcy case. Depending on your overall circumstances, a bankruptcy case offers you several alternatives, and puts you in control of the solution. There are several very good bankruptcy attorneys in your area. Call me for a referral. There is not much you can do about your credit, which is already damaged. Getting your at back should be the priority.

You do have rights under Massachusetts Laws. The creditor must give you the opportunity to cure the default�to pay the past due amount plus the cost of repossession. The creditor is NOT allowed to accelerate your debt unless the creditor has given you a written notice of the creditor's election to accelerate the debt.