Legal Question in Credit and Debt Law in Massachusetts

statute of limitations

i conducted an online search of the statute of limitations reagarding credit card debt collection in MA. Most sites stated a 6 year statute; however I noticed a footnote at one site pertaining to debt in ME and MA stating that the statutes there were 20 years. Can you better explain this?


Asked on 7/28/04, 6:24 pm

1 Answer from Attorneys
David Baker Law Office of David Baker

Re: statute of limitations

In Massachusetts, a contract "under seal" has a 20 year limitation. Unless a contract expressly says it is "under seal" or words to that effect, it is a regular contract. "Under seal" is a throw-back to colonial days when the use of wax from a candle was used to "seal" an envelope or a deal, so to speak.

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Answered on 7/29/04, 11:40 am


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