Legal Question in Credit and Debt Law in Massachusetts
transfer of collections account after being sued
In March of this year I went to court in Massachusetts for unpaid credit card debt. The case was settled with a payment plan and the first payment was due April 15. On April 10th I received a letter from another debt collector saying my file had been transferred to them. I never received a notice from the first collector in regards to the transfer, and when I try to call them I'm told everyone is busy and someone will probably call back (I have been calling for over a month). The second collection agency said my account was transferred on March 27 (2 weeks after the court date) and that I owe 200 dollars more than what was settled in court. Is there anything I can do about this without having to go back to court?
1 Answer from Attorneys
Re: transfer of collections account after being sued
The short answer to your question is no. The good news is that you may (emphasis on "may") have an action against one or both collectors for violating the FDCPA (Fair Debt Collection Practices Act). Please feel free to contact my office for a free initial consult based on the facts of your specific situation.