Legal Question in Credit and Debt Law in Massachusetts

Re: Violation of Mass Gen Laws Chpt 93 Sec 49

What specifically are the agencies doing that you claim is illegal?

There's also a federal law, nicknamed something like Fair Collection Practices Act,

which would be perhaps be a more powerful law to apply.

You probably should start by writing a letter (and waiting 30 days for their response)

detailing the problems you have with their debt collection practices -- actually, write

a letter that follows the statute (MGL Ch. 93A) -- chapter 93 puts 93A into play.

Send such a letter to each of the collection agencies AND copy each to the folks you

'really' owe the money to, the people that 'hired' those agencies.

I'm not yet sure where to bring the suit. There are arguments for doing it

here or 'there', and if here, in small claims, regular district court, or

maybe the local federal court.

Stuart Williams

Law Offices of Stuart J. Williams

21 Walter St.

Newton, MA

02459-2509

[email protected]

I'm not sure I've been very helpful. Please keep in mind that I'm

not your attorney, either, and I haven't the information from you

nor the 'budget' to make further investigations and provide you better

answers. However, I do suggest you talk this over with an attorney

that you contact by telephone. Don't be afraid to call one up for

advice. A lot will help you for little or no money, and many will do

better than I've done here.

G'luck.

Stuart Williams

Law Offices of Stuart J. Williams

21 Walter St.