Legal Question in Credit and Debt Law in Massachusetts
Can your wages be garnished in massachusetts for a credit card debt. I made payment arrangements with this collection co. And they stopped taking the payments via auto withdraw from my bank account.
Asked on 9/06/16, 3:07 pm
1 Answer from Attorneys
Jed Berliner
L J Berliner
Yes, but only if a judgment has entered.
A wage garnishment (in Mass these are called wage attachments or attachments on trustee process) is one way to enforce a judgment. A judgment is not simply the filing of a law suit. You might be able to successfully defend if a judgment has not entered. A judge might allow you to set aside a judgment if one entered within the past year.
Your chances of a successful defense increase if the plaintiff is a debt buyer and not the credit card issuer.
Answered on 9/07/16, 7:04 am
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