Legal Question in Civil Litigation in Massachusetts

Re: old credit card bill

By not going to court, you put yourself behind the eight ball so to speak... you did not deny that you owed this money and you did not assert any defense to the claim. You might be able to persuade the court to let you re-open the default judgment so that you can enter an answer and request a hearing, but you had best be prepared when you file that request.

As for collection. If you do not appear, the creditor can reqest a capias - a civil order to have you seized by a sheriff or constable and brought before the court; the court may require you to pay for the cost of your apprehension and transport. Contact the clerk's office for information on how to request a delay in the proceedings if the day listed creates a conflict. Failing to show for court will serously reduce any likelihood that the court will grant any request to remove the default and set the matter for trial.