Legal Question in Insurance Law in Massachusetts

I had an automobile accident on December 5, 2012. I had some neck and back pain that didn't go away after a week, I then went to see a doctor she took x-rays and put me on some pain medication and recommended PT. After three weeks of PT no relief went back to the doctor, and received shots in my back and neck to relieve the pain. The insurance company that is responsible for these bills is now requesting that I see a private evaluation Dr. that they set up. Do I have to see this Dr. if I wish to continue treatment and have the insurance company pay for the treatments and doctor bills?


Asked on 3/04/13, 8:33 am

1 Answer from Attorneys
Andrew Myers Law Offices of Andrew D. Myers

Under the "no-fault" auto insurance law as passed in Massachusetts, up to $8,000 of your own medical bills incurred as a result of a motor vehicle accident are paid under the personal injury protection ("PIP") provision of the injured person's own auto insurance policy. One of the requirements written into the statute is that the insurance company does have a right to send you to what they refer to as an "Independent Medical Examination." Here is more info about the "IME":

http://www.attorney-myers.com/2013/01/independent_medical_examination/

So, yes you do have to attend the IME. But, you should not do so without a full review of your case. The Massachusetts auto insurance law is a bit, let's say complex and "non-intuitive". I highly recommend that if you are serious about your accident case, that you retain an experienced personal injury attorney. Most of us offer a free initial consultation.

Read more
Answered on 4/08/13, 10:51 am


Related Questions & Answers

More Insurance Law questions and answers in Massachusetts