Legal Question in Personal Injury in Massachusetts

First of all, do you have an attorney? If you are trying to settle this case without an attorney the insurance company adjusters will most likely low ball you. I highly recommend that you contact a personal injury attorney to get your case moving. If you have had 2 knee surgerys that were a result of you being struck then your damage award should be the policy limits on his insurance, and possibly more if you were struck while he was working.

GET AN ATTORNEY! You have broken bones. It even meets NY's stringent requirements for suing in car accident cases. As Joseph said, the ins company will laugh tt their lowball offer. The policy limits should be paid for something this serious. I sue everybody involved and see what happens-the ins co, the driver, the title holder of the car, the resitered owner, and any employers. Your damages may exceed policy limits. These other people may not have a lot of money, and some of it may be inaccessible (e.g. SS disability) but the Court can garnish wages up to your state's percentage (e.g. 10%).

The last thing you want to do is have a settlement with an insurance agent given that they are not there for you. contact an attorney first. DO NOT sign any documents given you by the insurance agents before an attorney reviews it.

As far as a number no rational attorney can provide such number without first reviewing all the details

I agree with the previous attorneys. After a meeting with an attorney, you will have a much better idea of what your case is potentially worth. You need to make sure that you are compensated for the harm caused to you. Furthermore, there are limits on the amount of time you have in order to file suit, which the insurance company is not going to tell you. Speak with an attorney. I'd be happy to offer you a consultation at no cost.

You need to hire an attorney if you have not already done so. If you have an attorney, consult with him or her.

The lawyers statements above are true. you need an attorney to handle dealing with the insurance company. If needed you should take this to court. An attorney would take this case on on a contingent fee basis