Legal Question in Personal Injury in Massachusetts
Drunk Driver Civil Case
Two years ago, I was hit head on by
an underaged drunk driver (19). I
sustained serious injuries to my
elbow and knee which both required
surgery and hospital stay of 5 days.
The driver's insurance coverage max
barely covers my medical expenses
and she does not have any assets.
However, her dad co-signed for the
leased car but their defense is that
he signed for the only for the loan
and not the car (ownership). He also
is the insured policy holder on the
car. Is it possible to get insurance on
a car you don't own? In addition, she
lives with her parents, is it possible to
seek financial recovery from the
home insurance? Or umbrella
insurance? Is there any documents
that need to submitted proving that
HE can be held liable? At this point, I
have to make decision to either go to
trial or settle for next to nothing for
the injuries I sustained. Please help,
Thank you!!!
P.S. Both her nor her family
remember exactly where she was
coming but she testified that it was a
private residency.
1 Answer from Attorneys
Re: Drunk Driver Civil Case
If the other party is uninsured or if their policy limits are insufficient to cover your damages, you are entitled to collect under your own insurance policies Under/Uninsured Motorist Protection. However, you must provide reasonably notice to your insurer that you intend to/need to seek benefits under that provision.
You should speak with an attorney before going any further. The other party's insurance company is not required to act as your attorney, and you should not consider their advice as being in your best interests.
Please feel free to contact my office if I can be of any further assistance.