Legal Question in Real Estate Law in Massachusetts
mtg
I am on a fifty two pay plan with countrywide. I am trying to refinance with a vet rrri no money out I needed to stop my 52 pay a week before feb first to pay my electric. I find out that countrywide put my feb money to my princable and now say I owe the full month instead of the 300.00 diferance
may I get my 852.00 back or do I just hope the closing is before the 16th of feb when my mortage will be late? I want to call them today before 5 pm pasific time.
1 Answer from Attorneys
Re: mtg
Today is already February 2, 2009. It may be difficult to recover that payment. Note that although most loans of this nature may incur a delinquent penalty after the 15th of the month, the loan is usually not reportable as " delinquent" until the 1st day of the following month. You should write your lender ( certified mail works) and inform them of your situation and have your new loan broker do the same. Hopefully your " refi" will close in time.
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