Legal Question in Real Estate Law in Massachusetts

Re: real estate

There is a difference between being on a mortgage and a note. If two parties own the property then both have to be on the Mortgage. having said that the Borrower can be only one of two people on the note.

To remove someone from a Note is difficult but not impossible. If you are buying the other party out, you may have to refinance the note and the Mortgage.

Your first step would be to talk to the lender and explain why you want to remove one of the two of you from the note, such as divorce or separation, whatever and see how they respond.

Good Luck.