Legal Question in Real Estate Law in Massachusetts
I signed for purchase of a trailer home in Alabama for my sister, she died her husband stopped paying the notes can i let the company repossess the trailer and not be responsible for the balance of the loan? I was told I would have to pay for it even if I let them repossess it
Asked on 8/31/09, 12:27 pm
2 Answers from Attorneys
If the trailer is worth less than the balance of the note, you will be responsible for the difference. Your better option would be to sell the trailor, if possible, and then pay-off the note. Alternative is to work a deal with the finance company so your credit is not adversely impacted.
Answered on 9/05/09, 4:03 pm
henry lebensbaum
Law Offices of Henry Lebensbaum (978-749-3606)
you are screwed. When you signed, you took standby responsibility.
You may be able to negotiate a short-sale.
Answered on 9/06/09, 9:16 pm