Legal Question in Bankruptcy in Michigan
I had a bankruptcy in the early 1990's and had a loan that was discharged on the bankruptcy.I was contacted by a creditor in 2006 about the loan and send him a copy of the discharge paper. Didn't hear anything further from them until beginning of this month and was told that the loan was not dischargable. and now they have garnishing my disability benefits. question is what are my options on this. if the loan is not dischargeable why was it discharged in the bankruptcy. and should I be held responsible for the interest occurred on the debt?
1 Answer from Attorneys
First off, don't take the creditors notion that the loan was not dischargeable at face value. Your probably talking about some kind of student loan.
Whether or not it is dischargeable goes by the laws of the early 1990's not the laws of today. Talk to your bankruptcy attorney or find a new one if he is no longer around. It may be a violation of Federal Law for the attorney to be collecting now. http://www.anderslawonline.com
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