Legal Question in Credit and Debt Law in Michigan

i have several cards that I have been unable to make payments on. for about 6 months. some have gone to collectors, I am starting to recover somewhat and would loke to make small, very small payments to them. most are refusing the amount that i offer as not enou but if I just start sending them the payment, does that constitue an agreement if they cash the check? can they still file a judgement against me? and would these payments be taken into consideration as my good faith effort to pay the debt?


Asked on 4/19/12, 6:15 pm

2 Answer from Attorneys
Timothy Klisz Klisz Law Office, PLLC

They can cash your checks but this does not stop them if you are in default. A judgment is only if you default after being sued. Don't let that happen. Contact me for assistance.

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Answered on 4/19/12, 6:48 pm


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