Legal Question in Credit and Debt Law in Michigan

I co-signed on an auto loan about 5 years ago for an ex-girlfriend. I have not spoken to her in about 3 years. She drove the car and made all payments. The bill was sent to her house. She paid for all insurance and registration for the car. When she stopped making payments the bank was sending letters and phone calls to her house. They repossessed the car. I never received any call or letter regarding payments not being made on the car. I have since paid the vehicle off and sold the car. However because of late fees, repo fees and sotrage fees I am out nearly $2,000 not to mention damage to my credit because of her. Could I sue my ex in small claims court? I believe as the primary signer on the account she has a responsibility to contact me if she cannot make payments. As a co-signer my responsibilty is to pay the debt to the bank which I did.


Asked on 4/04/11, 8:41 am

1 Answer from Attorneys
Timothy Klisz Klisz Law Office, PLLC

Yes, you are correct. This would be the proper forum and you are also correct on the law. It was her loan and since you were damaged, you can sue her. Kliszlaw.com. Tim Klisz

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Answered on 4/04/11, 9:49 am


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