Legal Question in Credit and Debt Law in Michigan

RE: Credit card liability

My ex-fiance and I lived on and off again for the past 10 years. I allowed him to use a credit card I had with a zero balance on it (added him as a card user) to help him improve his credit rating with the agreement that he would make the payments. We broke up a month ago and I found out that he put $6,000.00 on the card and now refuses to pay. Do I have any legal remedy to go after him or am I just stuck with the payments myself? Thank you for your time.


Asked on 8/22/11, 8:33 am

1 Answer from Attorneys
Thomas R. Morris Silverman & Morris, P.L.L.C.

Since you added him as a user, it appears that you are liable for the payments.

But since your agreement to allow him to use the card was with the understanding that he would pay the bill, it appears that you can sue him for what is owing. The amount, being under $25,000, would mean that the matter would be in a state district court. (I am assuming that he lives in Michigan as well).

The next question is whether it is worthwhile to sue him. But it does appear from the facts that you have recited that you do have a cause of action against him for repayment of the charges. Since I don't have all of the facts, I cannot be certain that there is not another issue or a defense on his part, of course.

I

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Answered on 10/06/11, 2:53 pm


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