Legal Question in Credit and Debt Law in Michigan
Father's medical bills
My father passed away owing money for a medical service that was not covered by his insurance. He never had a will or an estate and was divorced. I'm his only child and he just quit claimed his home and had me on his bank accounts before he died. He also owned all of his belongings. A collection agency is after me for this medical bill that I was paying on. They want the amount in full which I cannot afford. I've offered to make payments but they won't accept that. I never signed a contract or anything saying I would pay this bill. Am I still liable? What should I do in this situation? Should I request a verification of debt?
Thank you in advance.
2 Answers from Attorneys
Re: Father's medical bills
Look up the Uniform Fraudulent Transfer Act for any potential liability as to the transfer of assets. In general just ignore them until six (6) years has run. Threaten to sue them under the Fair Debt Collection Act if they don't stop harassing you.
If they file a lawsuit hire an attorney and counterclaim.
Re: Father's medical bills
If your father does not have a probate estate or probate assets, you are not responsible for this medical bill. Tell the collection company to back off or you will hire me to sue them under the FDCPA. You can call me at 248.679.1552.
Rochelle Guznack