Legal Question in Credit and Debt Law in Michigan
A friend of mine lent me approximately 5,000 in cash this past March. There was never any written agreement, it was just between friends. I have paid most of it back, almost $4,000, again, in cash. We have remained friends thoughout, until this past weekend, when something unknown to me occurred with my friend psycholgically. Since that time, I have recieved harrassing phone calls from her family. Most recently, they told me I owed them $17000. This is untrue, obviously. They claim to have written proof, although i never agreed to anything in writing, and all transactions were in cash (including paying them back) Will a written ledger on their end be enough to force me to pay this money that I dont owe? Thanks!
1 Answer from Attorneys
A court would consider their evidence versus your evidence to determine the veracity of their claims. Keep in mind that they are creditors attempting to collect a debt and must comply with the federal and Michigan collection practices acts. Don't tell them this however. Be confident and let them make their claims. Document all communications meticulously. Visit my website at www.lawrefs.com and research under the debtor / creditor link to find out how to deal with debt collectors. Consider hiring an attorney to write a letter to them for you. If you would like me do so, please let me know by contacting me directly via phone or email at [email protected].
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