Legal Question in Credit and Debt Law in Michigan

I opened an account with Chase Bank in Michigan back in November. I moved to Indiana recently. I went to school in Kentucky back in 2007, and left behind an unpaid balance. Chase sent me a letter last week notifying me that my account had been levied by the Kentucky Department of Revenue. There was an order attached from the Commonwealth of Kentucky (not a court order), and no kind of notice of any type of court order from the state of Michigan. Can a creditor directly send a levy order to a bank across state lines without any type of court order? I've never heard of this happening.


Asked on 2/14/10, 4:34 pm

1 Answer from Attorneys
Stuart Collis Collis, Griffor & Hendra, PC

An order from the Commonwealth of Kentucky sounds like a court order to me. That's the only way (other than the feds) that your account can be garnished. You don't have to be given notice of a garnishment either.

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Answered on 2/20/10, 6:05 am


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