Legal Question in Credit and Debt Law in Michigan

Re: Paid debt 4 years ago.

If the account was joint with your ex-husband, then they can pursue your ex-husband for collection. Generally, however, they, however, cannot collect from your ex-husband if he was only an authorized user on the card.

You should get a copy of your credit report, and trace the reporting on that account. You can also contact the title company from your refinance transaction and find out if they paid off the credit card and have a cancelled check. You will need to do some leg work and creative thinking on this one if you want to prove that you paid the debt.

If you want legal assistance, I will be happy to help you at my regular hourly fee.

Re: Paid debt 4 years ago.

Alternatively, to prove that your husband was not a party to the original contract and therefore not liable for any related debt, you could call/write to the credit card company and ask for a copy of the original contract.

Please do not rely on this communication which does not create an attorney-client relationship and which is intended merely as a discussion of legal principles and is not to be relied upon.)

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