Legal Question in Credit and Debt Law in Michigan

Re: Question regarding a collection.

This sounds like a serious violation of the Fair Debt Collections Practices Act. The debt collector's action may result in money in your pocket. Please call me at 248.679.1552 to discuss your options.

Re: Question regarding a collection.

It sounds like a scam, unless your friend knows what debt they were calling about. Never give out any information over the phone, or confirm any information. Hang up and call your creditor back.

A creditor can only garnish a bank account if they have a judgment and then have requested a garnishment. You will be served with a copy of the garnishment after your funds have been garnished.

Your friend needs to find out if a judgment has been entered (sounds like it hasn't if they were threatening to sue), if the debt is even valid, and then either hire a lawyer to resolve it, or attempt to reach an agreement with the creditor.

Always get any agreements in writing.

Re: Question regarding a collection.

this is a cheap scam. Have tour friend contact me at www.kliszlaw.com to discuss in detail. Tim Klisz

Re: Question regarding a collection.

This is a clear violation of the Fair Debt Collection Practices Act. You could sue the collection company for such deceptive actions. Nobody can garnish or take money out of an account without a judgment. Your friend should hire an experienced attorney such as myself to sue this collection agency.