Legal Question in Credit and Debt Law in Michigan

Your best course of action is to hire an attorney to represent you. I see unrepresented defendants in court all of the time being walked over by the plaintiff's attorney. Your attorney will answer the complaint, request discovery to validate the debt, and negotiate a settlement if appropriate.

Once you receive the summons and complaint, you will need to file an answer with the court and serve a copy on the other side. However, hiring an attorney who is familiar with the debt defense and collection process is always in your best interest. http://www.wolverinelaw.com .

You can also simply hire an attorney to negotiate for you, before ongoing litigation becomes necessary.