Legal Question in Credit and Debt Law in Michigan
Is serving a complaint considered collection activity?
I received a letter from a lawyer representing a collection agency stating that I owed a debt. I sent a debt validation letter within 3 days. About 2 monthes later, I was served with a complaint and am now going to a pretrial for this case. Isn't this considered collection activity under the FDCPA?
2 Answers from Attorneys
Re: Is serving a complaint considered collection activity?
What did the letter say? Presuming that you denied the debt, the only thing that the collection agency could do is file suit against you.
If you have further questions or want free legal advice, please contact me at www.lawrefs.com.
Re: Is serving a complaint considered collection activity?
No, filing a complaint is not a violation of the FDCPA. If you need assistance with the lawsuit, I can help you as I specialize in debtor defense work and bankruptcy.
Good luck.
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