Legal Question in Credit and Debt Law in Michigan

Six years from the date of last payment. Tim Klisz. Kliszlaw.com

There is no statutory limit to collect a debt, but 6 years is the statute of limitations for a creditor to sue for collection for breach of contract or on account stated. If sued, the defendant must plead expiration of the statute of limitations as an affirmative defense or raise it somewhere in the response.