Legal Question in Credit and Debt Law in Michigan

I am being sued over failure to pay on a credit card debt. My appearance is scheduled next month. I am unable to retain council for financial reasons so I am representing myself. I have 14 more days to reply to the request for admission and first set of interrogatories. My question is....What kind of trouble would i be in if I did not fill these papers out and send back? I have no idea how to reply to their questions let alone come up with any monies needed in filing costs. I have seen 3 attorneys regarding the possiblity of going bankrupt. I could ,its just the costs that hold me back. I am not scared of a judgment because frankly my whole paycheck is already garnished for my child support obligation and my checking account hasnt seen a positive balance in over a year.


Asked on 8/19/09, 4:09 pm

1 Answer from Attorneys
Brad Aldrich Aldrich Legal Services

If they are just Interrogatories the other side will most likely file a Motion to compel you to answer them and the Court will tell you exactly how much additional time you have. The Court has the discretion to sanction you for not answering them but that is unlikely for a first time failure to respond. When you go before the Judge on their Motion to Compel you can state your concerns and the Judge may give some guidance. If there are Requests to Admit contained in the questions also, then your failure to answer them will make them deemed admitted. This can most certainly hurt your case. Aldrich Legal Services, PLLC specializes in collection matters along with Bankruptcy. If you feel that you would like to discuss either of these matters please visit our website at aldrichlegalservices.com or call me, Brad Aldrich, directly at (734) 404-3000.

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Answered on 8/26/09, 2:24 pm


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