Legal Question in Credit and Debt Law in Michigan
Violation of the personal inforamation act
Can the credit card company discuss the amount,delinecy of a card with anyone including your spuse if that person is not on the credit card?
Asked on 5/20/08, 6:43 pm
2 Answers from Attorneys
Renee Walsh
LawRefs Nonprofit
Re: Violation of the personal inforamation act
No, that is a violation of the Michigan and Federal Fair Debt Collection Practices Acts. You can sue for statutory damages. For more information on what creditors cannot do when collecting debt, please visit my website at www.lawrefs.com and click on the consumer law icon.
Answered on 5/21/08, 10:26 pm
Rochelle Guznack
Law Offices of Rochelle E. Guznack, PLLC
Re: Violation of the personal inforamation act
The creditor can discuss your debt with your spouse without your permission, but not with any one else without your permissiion.
Answered on 5/23/08, 9:39 am