Legal Question in Family Law in Michigan

Who is responsible for payment of mortgage

I am getting a divorce. We are seperated (I live at my parents-he lives at ''our'' house), but not legally seperated. Courts have not been involved at all. My husband bought the house on his own by obtaining a mortgage. He wanted to live in the house. He closed on the loan and is now having trouble making the payment and is telling me that since we are still married that I am responsible for payment or it will go on my credit report to. Is this true? Do I have any responsibility for the home when he got his own mortgage on the house?


Asked on 10/27/05, 1:27 pm

2 Answers from Attorneys
Blake Lipman Law Office of Blake P. Lipman

Re: Who is responsible for payment of mortgage

Generally, you are not responsible for the debts of your spouse. If you co-signed the note/mortgage for the loan, you will be liable for the payment and non-payment will effect your credit. For more info., please contact me at my phone number on the lawguru website.

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Answered on 10/27/05, 3:04 pm

Re: Who is responsible for payment of mortgage

Since only your husband signed the mortgage loan papers, only your husband is responsible to the mortgage loan company. It will not appear on your credit report.

If your husband is already feeding you that nonsense and trying to intimidate you and lie to you, GET A LAWYER FAST.

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Answered on 10/27/05, 3:04 pm


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