Legal Question in Civil Litigation in Michigan

Re: Mail withholding

Two different questions here, but the bottom line is the same:

*You* failed to notify the mortgage company of your new address and get all interim correspondence that could have been missed. It's no crime on your part, we've all done it.

Still, there is no legal obligation to forward incorrectly addressed mail. To do so would make other people responsible for our stuff without their consent. The Post Office is responsible fr forwarding mail,--but only if properly notified and for a limited amount of time.

If you can prove they did it intentionally to cause you harm, maybe you have a claim there, but you also have an obligation to set things right that were also under your control.

Nothing in mortgages happens so quickly that you couldn't have gotten it sorted out, so the question the defense attorney would have you answer in court is "how exactly can you blame them for the harm, when you didn't do what you could have to stop it."